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Pulse Terms of Service

Last updated: May 6, 2026 Effective date: May 6, 2026

IMPORTANT NOTICE REGARDING RESTRICTED PERSONS AND JURISDICTIONS

THE SERVICES (AS DEFINED HEREIN) WERE NOT DEVELOPED FOR, AND ARE NOT OFFERED TO, INDIVIDUALS OR ENTITIES WHO RESIDE IN, ARE CITIZENS OF, ARE LOCATED IN, ARE INCORPORATED IN, OR HAVE A REGISTERED OFFICE OR PRINCIPAL PLACE OF BUSINESS IN THE UNITED STATES OF AMERICA, OR ANY RESTRICTED JURISDICTION OR COUNTRY SUBJECT TO SANCTIONS OR RESTRICTIONS UNDER APPLICABLE LAW, INCLUDING BUT NOT LIMITED TO ALGERIA, BOLIVIA, BELARUS, THE CRIMEA REGION, CUBA, DONETSK, THE DEMOCRATIC REPUBLIC OF CONGO, IRAN, IRAQ, IVORY COAST, LIBERIA, LIBYA, LUHANSK, MALI, MYANMAR (BURMA), NEPAL, NORTH KOREA, SOMALIA, SUDAN, SYRIA, TUNISIA, VENEZUELA, YEMEN, ZIMBABWE, OR ANY OTHER COUNTRY TO WHICH THE UNITED STATES, THE UNITED KINGDOM, THE EUROPEAN UNION, OR ANY OTHER JURISDICTION EMBARGOES GOODS OR IMPOSES SIMILAR SANCTIONS, OR ANY JURISDICTION WHERE TRANSACTING IN PREDICTION MARKETS, CRYPTOCURRENCIES, OR DIGITAL ASSETS IS PROHIBITED OR RESTRICTED IN ANY FORM (COLLECTIVELY, THE "RESTRICTED JURISDICTIONS" AND INDIVIDUALLY A "RESTRICTED JURISDICTION"), OR ANY PERSON OWNED, CONTROLLED, LOCATED IN, OR ORGANIZED UNDER THE LAWS OF ANY RESTRICTED JURISDICTION OR AFFILIATED WITH SUCH A PERSON, ANY INDIVIDUAL LISTED ON SANCTIONS LISTS MAINTAINED BY THE UNITED STATES, THE UNITED KINGDOM, THE EUROPEAN UNION, OR ANY OTHER JURISDICTION, OR A RESIDENT OR INDIVIDUAL LOCATED IN ANY COUNTRY OR JURISDICTION THAT RESTRICTS ACCESS TO OR PROHIBITS THE USE OF PREDICTION MARKETS, DIGITAL ASSETS, OR CRYPTOCURRENCIES (COLLECTIVELY, "RESTRICTED PERSONS"). IF YOU ARE A RESTRICTED PERSON, YOU MUST NOT USE OR ATTEMPT TO USE THE SERVICES. THE USE OF TECHNOLOGY OR MECHANISMS, SUCH AS A VIRTUAL PRIVATE NETWORK ("VPN"), TO CIRCUMVENT OR ATTEMPT TO CIRCUMVENT THESE RESTRICTIONS IS STRICTLY PROHIBITED.

BY UTILIZING THE SERVICES, YOU REPRESENT AND WARRANT THAT (1) YOU ARE NOT A RESTRICTED PERSON; AND (2) YOU (INCLUDING, IF APPLICABLE, YOUR INDIVIDUAL OWNERS, REPRESENTATIVES, EMPLOYEES, OR ANY OTHER PERSON WITH ACCESS TO YOUR ACCOUNT) WILL NOT COORDINATE, CONDUCT, OR CONTROL YOUR USE OF THE SERVICES FROM WITHIN ANY RESTRICTED JURISDICTION.

YOU AGREE THAT YOU ARE NOT PERMITTED TO MODIFY, DISASSEMBLE, DECOMPILE, ADAPT, ALTER, TRANSLATE, REVERSE ENGINEER, OR CREATE DERIVATIVE WORKS OF THE SERVICES TO MAKE THEM AVAILABLE TO ANY RESTRICTED PERSONS.

1. Introduction

These Terms of Use, together with our Privacy Policy, which is incorporated herein by this reference, and any documents and additional terms they expressly incorporate by reference, including any other terms and conditions or agreements that Pulse, Inc. ("Company," "Pulse," "we," or "us") posts publicly or makes available (collectively, these "Terms of Use"), constitute the agreement between Company and you concerning your use of, and access to, Pulse, a prediction-media, research, and analytics platform with non-custodial wallet functionality, available on our mobile application and/or website located at https://pulsepredictions.com (collectively, the "Services"), excluding any third-party materials, technology, smart contracts, or applications.

IMPORTANT: PULSE IS A PREDICTION-MEDIA, RESEARCH, AND ANALYTICS APPLICATION. WE DO NOT CREATE, OPERATE, OR MANAGE ANY PREDICTION MARKETS. WE DO NOT HOLD, MANAGE, OR CONTROL USER FUNDS OR PRIVATE KEYS. WE DO NOT CONTROL OR INFLUENCE MARKET OUTCOMES. ALL WALLETS PROVISIONED THROUGH THE SERVICES ARE NON-CUSTODIAL, MEANING YOU MAINTAIN FULL CONTROL OF YOUR PRIVATE KEYS AND FUNDS AT ALL TIMES. ANY TRADING FUNCTIONALITY ACCESSIBLE THROUGH THE SERVICES IS PROVIDED SOLELY THROUGH THIRD-PARTY PROTOCOLS AND IS INTENDED ONLY FOR USERS IN JURISDICTIONS WHERE SUCH ACTIVITY IS LEGALLY PERMITTED.

If you are engaging with the Services on behalf of another party, "you" (and its variants, including "your," "yours," etc.) as used herein refers to that person or entity on whose behalf the Services are used (e.g., an employer). If you use the Services in an individual capacity, then "you" (and its variants) refers to that individual. If others are using the Services on your behalf, you accept responsibility for the actions and inactions of all such persons as if they were your own.

The Services facilitate access to and interaction with third-party materials, including prediction-market protocols (currently Polymarket), the Polygon blockchain network, decentralized exchanges, and other technologies, including third-party smart contracts. We do not control these third-party services and expressly disclaim any liability and responsibility arising from your use of these services. We provide no guarantees regarding third-party services or their quality, accuracy, uptime, availability, or the results of using them, even if accessed via our Services. By using third-party technologies or materials, you agree to be bound by their terms and conditions, which you are solely responsible for finding and reviewing. We do not provide those terms on our Services, and your failure to comply with them may result in loss of access to those services or legal liability.

Please read these Terms of Use carefully, as they govern your use of the Services. These Terms cover your rights and obligations, as well as our disclaimers and limitations of legal liability related to your use of and access to the Services. By using the Services, you acknowledge and agree to be bound by these Terms of Use. If you do not agree to these Terms, you must not access or use the Services.

PLEASE BE AWARE THAT THESE TERMS INCLUDE AN ARBITRATION AGREEMENT, WHICH PROVIDES THAT EITHER PARTY MAY ELECT, WITH LIMITED EXCEPTIONS, TO REFER ANY DISPUTE BETWEEN YOU AND US TO ARBITRATION. THESE TERMS ALSO CONTAIN A CLASS ACTION AND JURY TRIAL WAIVER. YOU HAVE THE RIGHT TO OPT OUT OF THE ARBITRATION AGREEMENT WITHIN THIRTY (30) DAYS OF FIRST ACCEPTING THESE TERMS, AS DESCRIBED IN SECTION 16.

NEITHER WE NOR OUR SERVICE PROVIDERS ARE LIABLE FOR ANY ACTIVITIES YOU ENGAGE IN WHILE USING ANY ONLINE SERVICES (SUCH AS SOCIAL MEDIA PLATFORMS) OR BLOCKCHAIN TECHNOLOGIES. YOU ACKNOWLEDGE THAT WE DO NOT CREATE, CONTROL, OR HAVE RESPONSIBILITY OR LIABILITY FOR ANY ALTERNATIVE FRONT-ENDS THAT YOU OR OTHER USERS MAY UTILIZE IN CONNECTION WITH THE SERVICES. WE DISCLAIM ALL RISKS ASSOCIATED WITH THE USE OF SUCH ALTERNATE FRONT-ENDS. YOU AGREE TO DEFEND, INDEMNIFY, AND HOLD HARMLESS THE COMPANY PARTIES FROM AND AGAINST ANY LIABILITY ARISING FROM YOUR USE OF ALTERNATIVE FRONT-ENDS.

Throughout your use of the Services, you represent and warrant that: (i) you are over the age of eighteen (18), or the legal age of majority in your jurisdiction (whichever is greater), and have the legal and mental capacity to enter into these Terms of Use; (ii) your funds are not derived from or in any way connected to illegal, unauthorized, or restricted sources (including any Restricted Jurisdictions or Restricted Persons); (iii) you have the right to engage in all transactions and activities you participate in on or through the Services; and (iv) you are not a Restricted Person or connected to one in any way, and you are not located in a Restricted Jurisdiction.

2. Changes to these Terms of Use

We may revise and update these Terms of Use at our sole discretion. All changes are effective immediately when posted and apply to all access to and use of the Services thereafter. However, any changes to the dispute-resolution provisions in the Governing Law and Arbitration section below will not apply to disputes for which the parties have actual notice on or before the date the change is posted on the Services.

Your continued use of the Services following the posting of revised Terms of Use means that you accept and agree to the changes. You are expected to check this page periodically so you are aware of any changes, as they are binding on you.

3. Changes to the Services

We may update the content on our Services from time to time. Any material on the Services may be out of date at any given time, and we are not obligated to update such material. We may add, change, suspend, restrict, or discontinue any part of the Services at any time, with or without notice.

WE WILL NOT BE LIABLE FOR ANY LOSSES RESULTING FROM CHANGES TO THE SERVICES OR THE AVAILABILITY OF SERVICES, AND YOU HEREBY HOLD HARMLESS THE COMPANY PARTIES FROM ANY LOSSES AND DAMAGES ARISING IN CONNECTION WITH SUCH CHANGES.

4. Accessing the Services and Account Security

We reserve the right to withdraw or modify our Services, and any service or material we provide on or in connection with the Services, at our sole discretion without notice. We will not be liable if all or any part of the Services is unavailable at any time or for any period. From time to time, we may restrict access to parts of the Services, or the entire Services, at our discretion.

You are responsible for:

  • Making all arrangements necessary for you to have access to the Services.
  • Ensuring that all persons who access the Services through your internet connection or your device are aware of these Terms of Use and comply with them.
  • Safeguarding your phone number, your device, and any authentication factors required to access the Services.

We are not responsible for securing your seed phrase, private keys, or wallet credentials if you lose them, if someone steals them from you, or if someone gains access to them (whether in transit to you, from your systems or networks, or because you misplaced or disclosed them). If you lose access to your keys, your device, or your authentication factors, we are not liable for any losses you incur. It is your responsibility to establish a recovery mechanism for your wallet.

WE MAKE NO REPRESENTATIONS REGARDING THE SECURITY OR SAFETY OF YOUR DIGITAL ASSETS OR THE SERVICES. YOU HEREBY RELEASE AND HOLD HARMLESS THE COMPANY PARTIES FROM ANY DAMAGES OR LOSSES YOU MAY SUFFER IN CONNECTION WITH THE SECURITY OF YOUR KEYS, SEED PHRASE, OR WALLET CREDENTIALS.

5. Use of the Services

The Services provide a prediction-media, research, and analytics platform that allows you to view market data, browse a feed of public prediction-market questions across topics such as sports, cryptocurrency prices, news and political outcomes, and culture, view market detail pages with prices and resolution criteria, track your positions, and — when you choose to — sign and broadcast transactions to third-party prediction-market protocols.

When you create an account, a non-custodial Ethereum-compatible (EVM) digital wallet (the "Wallet") is provisioned to you on your device by our authentication and wallet-infrastructure partner, Privy. Your Wallet is non-custodial, meaning you alone control your private keys and funds — Pulse never has access to or custody of your assets, your private keys, or your seed phrase.

You can export your Wallet and access your private keys at any time through Privy's export flow within the Services. We strongly encourage you to export and securely back up your private keys.

You must review and accept these Terms of Use when your Wallet is created, and periodically thereafter when prompted.

WE ARE NOT RESPONSIBLE FOR THE SECURITY OR SAFETY OF YOUR DIGITAL ASSETS. YOU ACKNOWLEDGE AND ACCEPT THE RISK OF TRANSACTING DIGITAL ASSETS OVER THE INTERNET AND HOLD HARMLESS THE COMPANY PARTIES FROM ANY CLAIMS ARISING IN CONNECTION WITH YOUR KEYS.

When you use the Services, you interact with technology (e.g., prediction-market protocols, blockchain networks, decentralized exchanges, smart contracts, third-party software, and services) offered by third parties, not controlled by us. You hereby release and hold harmless the Company Parties from any losses or liabilities you incur as a result of using such third-party materials.

You acknowledge that (i) no prediction-market trades, swaps, or exchanges occur on Company infrastructure; (ii) when you initiate, instruct, or engage in transactions using our Services, all such transactions occur on third-party infrastructure using third-party technologies; (iii) the Services are a prediction-media, research, and analytics tool that may provide access to such third-party infrastructure and technologies; (iv) the Services are not a prediction-market platform, decentralized exchange, exchange, or broker, and do not process any of your transactions; (v) Pulse does not create, operate, or manage any markets; (vi) Pulse does not hold, manage, or have custody of your funds; and (vii) Pulse has no ability to control or influence market outcomes.

ANY TRADING OR TRANSACTION FUNCTIONALITY ACCESSIBLE THROUGH THE SERVICES IS PROVIDED EXCLUSIVELY THROUGH THIRD-PARTY PLATFORMS AND IS INTENDED ONLY FOR USERS LOCATED IN JURISDICTIONS WHERE SUCH ACTIVITIES ARE LEGALLY PERMITTED. YOU ARE SOLELY RESPONSIBLE FOR DETERMINING WHETHER YOUR USE OF SUCH FUNCTIONALITY IS LAWFUL IN YOUR JURISDICTION.

We have no control over or responsibility for third-party protocols, networks, or technology, including prediction-market platforms such as Polymarket, Kalshi, or any other third-party services. Polymarket and the underlying smart contracts are operated and governed by parties unaffiliated with Pulse and have their own terms, restrictions, and eligibility requirements that apply directly to you, including, where applicable under Polymarket's CFTC settlement, restrictions on U.S. persons. Pulse does not provide tools, instructions, or any other means designed to circumvent any such restriction, and you must not attempt to use the Services to do so. Resolution of any prediction-market question — that is, the determination of which outcome occurred — is performed by the third-party protocol and its resolution mechanisms; Pulse plays no role in resolution and has no power to change a resolution outcome.

YOU HEREBY HOLD HARMLESS THE COMPANY PARTIES FROM ANY LOSSES OR DAMAGES YOU MAY SUFFER DUE TO THIRD-PARTY MATERIALS, LOSS OR COMPROMISE OF YOUR KEYS, AND/OR ISSUES ARISING FROM YOUR TRANSACTIONS.

5.1 No fiat on-ramp

In the current build, Pulse does not offer a fiat on-ramp, in-app purchases, or payment processing. To use the Services, you must independently fund your non-custodial Wallet from an external source (for example, by transferring USDC into your Pulse Wallet address from a wallet you already control). Pulse does not facilitate, process, or take part in any fiat-to-crypto conversion or any payment.

5.2 Withdrawals

You may withdraw funds from your non-custodial Wallet at any time by signing a transfer transaction in the Services. Withdrawals are settled on the underlying blockchain and are subject to network conditions and fees. Once a withdrawal transaction is broadcast, it cannot be reversed by Pulse.

6. Fees

We may charge fees for the services we offer, including future transaction fees on trades executed through the Services. Pulse charges no fees in this beta. Third-party protocols, blockchain networks, and other service providers may charge their own fees. We may post information about our fees on our website or within the application, but we do not guarantee to provide fee information prior to engaging in transactions. You may also incur fees payable to third parties, which we will not disclose or be responsible for.

Our fees, if and when introduced, are subject to change at any time, even after providing an estimate. Third-party fees may also change.

Under no circumstances shall Company incur any liability related to fees charged by third parties or in connection with such third-party technology or materials. You hereby release us and hold harmless the Company Parties from any and all liability associated with fees related to the Services or your use of third-party technologies connected to or available through the use of the Services.

YOU HEREBY HOLD HARMLESS THE COMPANY PARTIES FROM ANY LOSSES OR DAMAGES YOU MAY SUFFER RELATING TO FEES (WHETHER OURS OR THOSE IMPOSED BY THIRD PARTIES) AND ANY PRICING CHANGES CHARGED FOR TRANSACTIONS PROCESSED THROUGH THE SERVICES.

7. Public Activity Page; No User-Posted Content

No user-posted content. The Services do not allow users to post free-form content. There are no comments, reactions, posts, or user-to-user messages within the Services. The only content you submit to Pulse outside of the trading and prediction activity described below is feedback or support communications you send to us directly (which are governed by Section 10).

Public Activity page. The Services include an Activity page that automatically displays trading and prediction activity from users of the Services. By creating an account and taking, modifying, or closing positions through the Services, you acknowledge and agree that the following information may be displayed publicly within the Services and visible to other users:

  • Your display name and profile picture (if any);
  • Your public wallet address (or a portion of it);
  • The markets you have taken positions on, the side and size of those positions, the prices at which they were taken, and the timestamps of your activity;
  • The resolution and outcome of your positions, including profits and losses;
  • Aggregate statistics derived from that activity, such as win rate, position count, and leaderboard standing.

The Activity page is automatically generated from on-chain trading events and from your account profile. Pulse does not curate, edit, or add commentary to your activity, and you cannot post additional content alongside it.

Underlying on-chain visibility. The same underlying activity is recorded on the public blockchain (currently Polygon). Anyone with your wallet address can independently view this activity using public block explorers, regardless of whether they use the Services. Choosing not to use the Services does not remove on-chain activity from public view. See our Privacy Policy for more.

Aggregate display. We may display aggregate statistics about user activity, market participation, and platform usage. We may rank, sort, or feature accounts on leaderboards or similar displays based on activity.

Your representations. By using the Services, you represent and warrant that the trading and prediction activity displayed on the Activity page in connection with your account: (a) is the result of bona fide on-chain transactions you authorized; (b) is not the result of market manipulation, wash trading, self-trading, or any other prohibited activity described in Section 11; and (c) does not violate any law or any third-party rights.

Profile information you submit. To the extent you submit profile information (such as a display name or profile picture) to Pulse, you grant Pulse a worldwide, non-exclusive, royalty-free, sublicensable, and transferable license to use, reproduce, display, and distribute that profile information solely in connection with operating, providing, and promoting the Services. You represent and warrant that you have the rights necessary to grant this license and that your profile information does not violate any law or any third-party rights, including intellectual-property and publicity rights. Pulse may remove or refuse profile information at its discretion.

Removal. Pulse may, at its discretion, hide, remove, or anonymize activity displayed on the Activity page in cases of suspected manipulation, sanctions or compliance concerns, technical errors, or other legitimate operational reasons. Pulse is under no obligation to remove activity at the request of an account holder, and you acknowledge that on-chain activity cannot be deleted by Pulse in any case.

8. Intellectual Property Rights

The Services and their entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by Pulse, Inc., its licensors, or other providers of such material and are protected by international copyright, trademark, patent, trade secret, and other intellectual-property or proprietary-rights laws.

These Terms of Use permit you to use the Services for personal, non-commercial use only. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Services, except as follows:

  • Your computer or device may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials.
  • You may store files that are automatically cached by your Web browser for display-enhancement purposes.
  • You may print or download one copy of a reasonable number of pages of the Services for your own personal, non-commercial use and not for further reproduction, publication, or distribution.
  • If we provide desktop, mobile, or other applications for download, you may download a single copy to your computer or mobile device solely for your own personal, non-commercial use, provided you agree to be bound by our end-user license agreement for such applications.
  • If we provide social-media features with certain content, you may take such actions as are enabled by such features.

You must not:

  • Modify copies of any materials from the Services.
  • Use any illustrations, photographs, video or audio sequences, or any graphics separately from the accompanying text.
  • Delete or alter any copyright, trademark, or other proprietary-rights notices from copies of materials from the Services.

If you print, copy, modify, download, or otherwise use or provide access to any part of the Services in breach of these Terms of Use, your right to use the Services will stop immediately, and you must, at our option, return or destroy any copies of the materials you have made. No right, title, or interest in or to the Services or any content on the Services is transferred to you, and all rights not expressly granted are reserved by the Company. Any use of the Services not expressly permitted by these Terms of Use is a breach of these Terms of Use and may violate copyright, trademark, and other laws.

9. Trademarks

"Pulse," "Pulse Predictions," the Pulse logo, and all related names, logos, product and service names, designs, and slogans (collectively, the "Pulse Marks") are unregistered common-law trademarks of Pulse, Inc. As of the date of these Terms, the Pulse Marks are not registered with the United States Patent and Trademark Office or any other trademark registry, and any rights in the Pulse Marks arise solely from Pulse's use of the marks in commerce. Pulse may, in the future, file applications to register one or more of the Pulse Marks; nothing in these Terms grants you any rights in any such application or registration.

The Pulse Marks are the property of Pulse, Inc. or its affiliates or licensors. You must not use the Pulse Marks without the prior written permission of Pulse, including in any way that is likely to cause confusion among consumers, that disparages or discredits Pulse, or that dilutes the Pulse Marks. All other names, logos, product and service names, designs, and slogans on the Services are the trademarks of their respective owners and are used here for identification purposes only; their inclusion does not imply any affiliation with or endorsement by those owners.

10. Feedback

You may from time to time provide us with feedback about your experience on the Services, recommendations for modifications, or other ideas pertaining to the Services (collectively, "Feedback") by emailing us at team@pulsepredictions.com or through any in-app feedback channel. You acknowledge and agree that we may use the Feedback in our business without restriction. All such Feedback will be considered non-confidential and non-proprietary. By providing any Feedback, you grant us and our service providers, and each of their and our respective licensees, successors, and assigns a perpetual, irrevocable, non-exclusive, worldwide right and license to use, reproduce, modify, perform, display, distribute, and otherwise disclose to third parties any such material for any purpose.

You represent and warrant that:

  • You own or control all rights in and to the Feedback and have the right to grant the license granted above.
  • All of your Feedback does and will comply with these Terms of Use.

YOU HEREBY HOLD HARMLESS THE COMPANY PARTIES FROM ANY LOSSES OR DAMAGES YOU MAY SUFFER IN CONNECTION WITH YOUR FEEDBACK OR OUR OR OTHERS' USE THEREOF.

11. Prohibited Uses

You agree to use the Services only for lawful purposes and in accordance with these Terms. You agree not to, and you shall not permit others to:

  • Exploit, harm, or attempt to exploit or harm minors in any way, including by exposing them to inappropriate content or soliciting personally identifiable information;
  • Access, tamper with, or use non-public areas of the Services, Pulse's systems, or our technical-delivery systems;
  • Attempt to probe, scan, or test the vulnerability of any Pulse system or network or breach any security or authentication measures;
  • Bypass, remove, deactivate, impair, or otherwise circumvent any security measures implemented by Pulse or any of our providers to protect the Services;
  • Attempt to access or search the Services or download content from the Services using any unauthorized or automated means, such as bots, crawlers, or data-mining tools;
  • Use manual processes to monitor or copy the Services' content without our express written permission;
  • Send any unsolicited or unauthorized advertising, promotional materials, junk mail, spam, chain letters, or other forms of solicitation using the Services;
  • Use meta tags or other hidden text or metadata utilizing a Pulse trademark, logo, URL, or product name without our express written consent;
  • Use the Services for any unauthorized commercial purpose or the benefit of a third party, unless permitted by these Terms;
  • Forge any TCP/IP packet header or any part of the header information in any email or posting, or use the Services to send altered, deceptive, or false source-identifying information;
  • Attempt to decipher, decompile, disassemble, or reverse-engineer any of the software or underlying technology used to provide the Services;
  • Use, transmit, introduce, or install any harmful code, including viruses, worms, or other malicious software ("Malicious Code"), on or through the Services;
  • Distribute Malicious Code or engage in activities that interfere with the proper working of the Services, including by engaging in denial-of-service attacks;
  • Collect or store personally identifiable information from other users of the Services without their express permission;
  • Impersonate or attempt to impersonate Pulse, a Pulse employee, another user, or any other person or entity;
  • Reverse look-up, track, or seek to track any information on any other user of or visitor to the Services;
  • Take any actions that impose an unreasonable or disproportionately large load on the Services or our infrastructure;
  • Use the Services for activities related to money laundering, terrorist financing, or any other illicit financial activity;
  • Engage in market-manipulation practices such as pump-and-dump schemes, wash trading, self-trading, front-running, quote stuffing, spoofing, or layering, or any other manipulative trading practices;
  • Use the Services to participate in fraudulent prediction-market activities or to manipulate market outcomes;
  • Fabricate any transaction or engage in any deceptive practices related to transactions or predictions;
  • Disguise or interfere in any way with the IP address of the computer or device used to access the Services;
  • Engage in conduct that restricts or inhibits any other user's ability to use or enjoy the Services, or that may harm Pulse or expose us to liability;
  • Use the Services in or from any Restricted Jurisdiction or on behalf of a Restricted Person;
  • Use the Services in any way that violates any applicable federal, state, local, or international law or regulation, including laws regarding data export, prediction markets, gambling, securities, commodities, and cryptocurrency transactions; or
  • Encourage or enable any other individual to do any of the foregoing.

Pulse is not obligated to monitor access to or use of the Services or to review or edit any content, but we reserve the right to do so. We may remove or disable access to any content that we find objectionable or in violation of these Terms, and we may cooperate with law-enforcement authorities to prosecute users who violate the law.

12. Reliance on Information and Third-Party Materials

The information provided on or through the Services is for general information purposes only. We do not guarantee the accuracy, completeness, or usefulness of this information, even if we created it. You rely on such information strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or anyone else.

The Services may include or provide access to third-party content, networks, prediction-market platforms (including Polymarket), decentralized exchanges, software-development kits, or other infrastructure. We do not control or endorse these third-party materials and are not responsible for their quality, security, accuracy, reliability, or availability. You agree that your use of such third-party services is at your own risk and that Pulse is not liable for any losses or damages arising from your use of or reliance on third-party information, content, or materials.

13. No Financial or Investment Advice

Pulse is not registered with or licensed by any regulatory authority as a financial advisor, investment manager, broker-dealer, futures commission merchant, or commodity trading advisor. We do not act as your financial advisor, investment manager, or broker. We do not provide investment advice, trading advice, tax advice, legal advice, or predictions about market outcomes. All decisions to engage in prediction-market trading or to purchase or sell digital assets through the Services are solely yours. You must understand the risks involved in prediction-market trading, cryptocurrency trading, and the potential for total loss. It is your responsibility to ensure you are knowledgeable about the markets you are interacting with and the risks involved.

We may suspend or terminate your use of the Services at any time if we suspect any fraudulent or illegal activity, or if required by applicable laws. We may change the functionality of the Services without notice, which could affect the availability of certain markets, networks, or assets.

YOU ACKNOWLEDGE THAT WE DO NOT PROVIDE FINANCIAL, INVESTMENT, TAX, LEGAL, OR SECURITIES ADVICE. THE OPERATION OF THE SERVICES DOES NOT CREATE A RELATIONSHIP IN WHICH WE OFFER OR TENDER INVESTMENT ADVICE OR PREDICTIONS ABOUT FUTURE EVENTS. YOU AGREE THAT WE ACCEPT NO RESPONSIBILITY FOR YOUR TRADING DECISIONS OR THE USE OF THE SERVICES. YOU HEREBY RELEASE AND HOLD HARMLESS PULSE, INC. AND THE COMPANY PARTIES FROM ANY LOSSES OR DAMAGES ARISING FROM YOUR DECISIONS OR YOUR USE OF THE SERVICES.

14. Risk Disclosures

You acknowledge and accept all of the following risks. The list is not exhaustive.

  • Total loss of funds. Prediction-market positions can lose all of their value. You may lose every dollar you commit. Do not commit funds you cannot afford to lose entirely.
  • Market and pricing risk. Markets are volatile. Prices can move sharply. Liquidity can disappear. You may not be able to enter, modify, or close a position when you want to, or at the price you expect.
  • Smart-contract and protocol risk. Polymarket, the underlying smart contracts, and the Polygon network may contain bugs, vulnerabilities, or design flaws. They may be exploited, paused, frozen, upgraded, or deprecated. Funds committed to a protocol may be lost or rendered inaccessible due to factors entirely outside Pulse's control.
  • Wallet and key-management risk. Your non-custodial Wallet is only as secure as the device, authentication factors, and recovery materials associated with it. Loss, compromise, or destruction of any of these may result in permanent loss of access to your Wallet and to any funds held in it. No one, including Pulse and Privy, can recover funds from a wallet whose key material has been irretrievably lost.
  • Counterparty and operator risk. Polymarket is a third-party operator. Polymarket may pause trading, change rules, modify resolution sources, suspend markets, freeze assets, or experience operational failures. Pulse cannot control Polymarket's actions or omissions.
  • Resolution risk. Markets resolve based on data sources and rules defined by Polymarket. Resolution may be wrong, delayed, contested, or not what you expected. Pulse cannot change a resolution.
  • Regulatory risk. The legal and regulatory treatment of prediction markets, derivatives, gambling, and crypto-assets is unsettled and varies by jurisdiction. New laws, enforcement actions, or court decisions may make some or all activity on the Services illegal where you live, may freeze or restrict access, or may render your prior positions unenforceable. You bear this risk entirely.
  • Tax risk. You are solely responsible for determining and paying any taxes that arise from your activity on the Services. Pulse does not provide tax advice or tax reporting.
  • No insurance. Funds held in your non-custodial Wallet are not insured by the Federal Deposit Insurance Corporation (FDIC), the Securities Investor Protection Corporation (SIPC), or any similar deposit-insurance scheme.
  • Privacy and on-chain visibility. Your wallet address, balances, and transactions are visible on the public blockchain. Anyone can connect a wallet address to off-chain identifying information if they have it. You should treat your wallet address as a public identifier. See our Privacy Policy for more.
  • Service outages and bugs. The Services may be unavailable, delayed, or buggy. Software is imperfect. You should not rely on the Services to be available at any particular time.

15. Governing Law and Arbitration

These Terms shall be governed by and construed under the laws of the State of Delaware without regard to conflict-of-law principles. Any dispute, claim, or controversy arising out of or relating to these Terms or the Services shall first be attempted to be resolved through good-faith negotiations as described herein.

15.1 Initial Dispute Resolution

In the event of any disagreement or dispute arising out of or relating to these Terms, both parties agree to first attempt to resolve the dispute amicably through good-faith negotiations. You may notify us of a dispute by emailing us at legal@pulsepredictions.com. We will respond to you via email using the contact information you have provided. The statute of limitations and any filing-fee deadlines will be tolled while we engage in this informal process.

15.2 Arbitration Agreement

If the dispute is not resolved within sixty (60) days after notice of the dispute has been provided, either party may elect to submit the dispute to binding individual arbitration administered by the American Arbitration Association (AAA) under the AAA's Consumer Arbitration Rules, as amended from time to time, including the Consumer Due Process Protocol. The AAA Rules are available at www.adr.org. The arbitration will be conducted by a single arbitrator selected in accordance with the AAA Rules. Hearings, if any, may be held remotely by video or telephone conference at the arbitrator's discretion and consistent with the AAA Rules.

15.3 Terms of Arbitration

The arbitrator shall have the exclusive authority to resolve any dispute relating to the interpretation, applicability, enforceability, or formation of this Arbitration Agreement, including any claim that all or part of this Agreement is void or voidable, except that a court — not the arbitrator — has authority to decide whether the class-action waiver in Section 16 is enforceable. The decision of the arbitrator will be final and binding upon both parties, and judgment on the arbitration award may be entered into any court having jurisdiction thereof. All proceedings, including but not limited to negotiations, discussions, and arbitration awards, shall be kept strictly confidential except as required by law.

15.4 Costs of Arbitration

The AAA Rules govern the payment of all arbitration fees. Pulse will pay any arbitration fees that exceed those that would be required to file a similar claim in court, except that, if the arbitrator finds your claim frivolous, you will reimburse Pulse for all such fees.

15.5 Right to Opt Out

You have the right to opt out of this Arbitration Agreement. To opt out, you must send written notice to legal@pulsepredictions.com within thirty (30) days of the date you first accepted these Terms, including your full name, the email address or phone number associated with your account, and a clear statement that you wish to opt out of the Arbitration Agreement. If you opt out, the rest of these Terms continue to apply, but disputes between you and Pulse will be resolved in the courts identified below.

15.6 Exclusions

This Arbitration Agreement does not preclude either party from (a) bringing an individual action in small-claims court for any claim within that court's jurisdiction; (b) seeking injunctive or equitable relief in a court of competent jurisdiction to enforce or protect intellectual-property rights; or (c) bringing claims that are not subject to mandatory arbitration under applicable law.

15.7 Federal Arbitration Act

These Terms affect interstate commerce, and the Federal Arbitration Act (9 U.S.C. § 1 et seq.) governs the interpretation and enforcement of this Section.

15.8 Venue for Non-Arbitrable Matters

For any matter not subject to arbitration, the parties consent to the exclusive jurisdiction and venue of the state and federal courts located in [San Francisco County, California] or, at Pulse's election, the state and federal courts of the State of Delaware, and waive any objection based on inconvenient forum.

16. Class Action Waiver and Waiver of Jury Trial

YOU AND PULSE, INC. AGREE THAT ANY CLAIMS OR DISPUTES SHALL BE LITIGATED OR ARBITRATED ON AN INDIVIDUAL BASIS ONLY AND NOT ON A CLASS OR COLLECTIVE BASIS. THIS MEANS YOU AGREE TO WAIVE YOUR RIGHT TO PARTICIPATE IN A CLASS-ACTION LAWSUIT OR CLASS-WIDE ARBITRATION. FURTHERMORE, YOU WAIVE YOUR RIGHT TO A JURY TRIAL IN ANY LEGAL PROCEEDING ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICES. If a court decides that this waiver is unenforceable for a particular claim or remedy, that claim or remedy (and only that claim or remedy) must be severed and brought in court, and the rest of the Arbitration Agreement remains enforceable.

17. Limitation on Time to File Claims

ANY CLAIM OR CAUSE OF ACTION ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES MUST BE FILED WITHIN ONE (1) YEAR AFTER SUCH CLAIM OR CAUSE OF ACTION AROSE; OTHERWISE, SUCH CLAIM OR CAUSE OF ACTION IS PERMANENTLY BARRED.

18. Termination

We reserve the right to terminate or suspend your access to all or part of the Services at our discretion, without prior notice, and for any reason, including violation of these Terms. Upon termination, your right to use the Services will immediately cease. You agree that Pulse, Inc. and the Company Parties shall not be liable to you or any third party for any termination of your access to the Services.

Because Pulse does not custody your funds, you can withdraw your funds from your non-custodial Wallet at any time, regardless of your account status, by signing the relevant transaction. Sections that by their nature should survive termination — including Sections 8, 10, 12, 13, 14, 15, 16, 17, 20, 21, 22, 23, and 24 — survive termination.

19. Apple-Specific Terms (App Store)

If you obtain the Pulse application from the Apple App Store or via TestFlight, the following additional terms apply, and these Terms are concluded between you and Pulse only, not with Apple, Inc.:

  • Scope of license. The license granted to you in these Terms is limited to use of the application on an Apple-branded product that you own or control and as permitted by the Apple Media Services Terms and Conditions and the TestFlight Terms of Service.
  • Maintenance and support. Pulse, not Apple, is solely responsible for any maintenance and support for the application.
  • Warranty. Pulse, not Apple, is solely responsible for any warranties, whether express or implied by law, to the extent not effectively disclaimed.
  • Product claims. Pulse, not Apple, is responsible for addressing any claims relating to the application or your use of it (including product-liability claims, claims that the application fails to conform to legal or regulatory requirements, and claims under consumer-protection or similar legislation).
  • Intellectual-property claims. In the event of any third-party claim that the application or your use of it infringes intellectual-property rights, Pulse, not Apple, is responsible for the investigation, defense, settlement, and discharge of any such claim.
  • Compliance with laws. You represent and warrant that you are not located in a country subject to a U.S. government embargo or designated as a "terrorist supporting" country, and you are not on any U.S. government list of prohibited or restricted parties.
  • Third-party beneficiary. You acknowledge that Apple and Apple's subsidiaries are third-party beneficiaries of these Terms, and that, upon your acceptance of these Terms, Apple has the right (and is deemed to have accepted the right) to enforce these Terms against you as a third-party beneficiary.

20. Waiver and Severability

No waiver by Pulse, Inc. of any term or condition set out in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition. If any provision of these Terms is held to be invalid, illegal, or unenforceable for any reason by a court or other tribunal of competent jurisdiction, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of these Terms will continue in full force and effect.

21. Entire Agreement

These Terms, together with our Privacy Policy and any other agreements expressly incorporated by reference, constitute the entire agreement between you and Pulse, Inc. with respect to the Services and supersede all prior or contemporaneous communications and proposals, whether oral or written, between you and us.

22. Disclaimer of Warranties / Limitation of Liability

YOUR USE OF THE SERVICES IS AT YOUR OWN RISK. THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

WE DO NOT GUARANTEE THAT THE SERVICES WILL BE ERROR-FREE, UNINTERRUPTED, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOU ASSUME FULL RESPONSIBILITY FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OR USE OF ANY MATERIALS PROVIDED VIA THE SERVICES.

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL PULSE, INC., ITS AFFILIATES, OR THEIR RESPECTIVE LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE SERVICES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

  • Personal injury
  • Pain and suffering
  • Emotional distress
  • Loss of revenue
  • Loss of profits
  • Loss of business or anticipated savings
  • Loss of use
  • Loss of goodwill
  • Loss of data

EVEN IF FORESEEABLE.

Pulse's aggregate liability arising out of or relating to these Terms or the Services is limited to the greater of (a) one hundred U.S. dollars (US$100), or (b) the total fees you paid to Pulse in the twelve (12) months immediately preceding the event giving rise to the claim. The limitations in this Section do not apply to (i) liability that cannot be limited under applicable law, including liability for gross negligence, willful misconduct, or fraud; (ii) any claims under Section 23 (Indemnification) brought by Pulse against you; or (iii) liability arising from your obligations to pay amounts due to Pulse, if any.

23. Indemnification

You will defend, indemnify, and hold harmless Pulse, Inc. and its affiliates, officers, directors, employees, agents, suppliers, and licensors (the "Company Parties") from and against all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to: (a) your use of, or inability to use, the Services; (b) your violation of these Terms; (c) your violation of any law, regulation, or rule; (d) your violation of any rights of any third party, including Polymarket, Privy, or any other counterparty; (e) any profile information, feedback, or other content you submit to Pulse; (f) your trading and prediction activity displayed on the Activity page; or (g) any tax obligation arising from your activity.

Pulse may, at its option, assume the exclusive defense and control of any matter subject to indemnification by you, in which case you will cooperate with Pulse in asserting any available defense.

24. Force Majeure

Pulse is not liable for any failure or delay in performance caused by events beyond our reasonable control, including acts of God, natural disasters, war, terrorism, civil unrest, government actions, sanctions, regulatory orders, labor disputes, internet or network failures, cyberattacks, smart-contract or blockchain-network failures, third-party-service failures, or epidemics or pandemics.

25. Taxes

You are solely responsible for determining what, if any, taxes apply to your prediction-market trades, digital-asset transactions, or any other activities conducted through the Services. We do not collect, report, or remit any taxes for you. You agree to be responsible for all taxes and reporting obligations arising from your use of the Services.

26. Information About You and Your Visits to the Services

All personal information we collect through the Services is subject to our Privacy Policy. By using the Services, you consent to all actions we take concerning your information in compliance with our Privacy Policy.

27. Linking to the Services and Social Media Features

You may link to our website homepage and other Services features in a manner that is fair, legal, and does not damage our reputation. However, you must not establish a link that suggests any form of association, approval, or endorsement on our part without our express written consent. We reserve the right to withdraw linking permission without notice.

28. Links from the Services

Our Services may contain links to third-party sites and resources. These links are provided for your convenience only. We have no control over the contents of those sites or resources and accept no responsibility for them or for any loss or damage that may arise from your use of them.

29. Notices and Contact

We may give you notices by email or SMS to the contact information associated with your account, by posting in the application, by posting on our website, or by any other reasonable method. You may give Pulse notice by email to team@pulsepredictions.com.

All feedback, comments, requests for technical support, and other communications relating to the Services should be directed to:

Email: team@pulsepredictions.com

By using Pulse, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.

© 2026 Pulse, Inc. All rights reserved.